Commercial Loans
Nationwide Asset Base Lending

 

Atlantic Financial Programs for Commercial Lending

Providing capital solutions through strategic relationships, Atlantic’s portfolio of capital partners includes corporations, institutional investors, life companies, mid-level firms and private investment. The Atlantic Financial Services LLC.  matrix assures you maximum flexibility and opportunity across the market.

 

 

Property Types:

Multifamily/MHP/Office/Industrial/Retail/Self-Storage/Hotel/ Senior Living

Loan Amounts:

$3 miilion & Up  Multifamily or MHP / $500K & Up -Commercial

Terms:

3-30 Years

Amortization:

15-30 Years

Minimum DSCR:

1.25X and Up

Maximum LTV:

80%

Recourse:

Non-Recourse

Rate Benchmark:

US Treasury/ Swap Rate

Margin:

150bps and Up

Forward Rate Lock:

Up to 12 months

Geographic Location:

Nationwide

Prepayment:

Flexible

Recourse:

Non-Recourse

Closing:

Borrowing Entity - Single Purpose Entity
Escrows- Taxes & Insurance required

Third Party Reports:

PCA- Property Condition Report
Phase I - Environmental Survey
MAI Appraisal

Application Fee:

None

Funding:

45 days from complete due diligence package

 
AVAILABLE PROGRAMS

Fixed and Variable rate Financing
Bridge Loans
Mezzanine Loans
Joint Venture Structuring
Equity Structuring
Credit Facilities
Senior Debt
 

DISTRESSED DEBT

Atlantic Financial Services LLC.   is uniquely positioned to provide the capital you need for the purchase of discounted or distressed notes. Atlantic Financial Services LLC Discount Capital Partners are exclusively focused on the acquisition of discounted debt on well positioned properties and have invested over $500 million dollars into these types of transactions over the last 2 years. Capitalizing on the state of the current CRE markets, purchasing discount debt is the simplest and efficient way to expand your portfolio. We welcome you to leverage our partnerships and expertise to assist you in achieving your goals.

We also offer small  loan programs between $500K-$4 Million:

 

 

     Programs - Stated Income/Stated Assets
     $100,000-$1,500,000 up to 2,000,000 with Exceptions

     Class I ( 80%LTV),Class II( 75%LTV) Class III ( 55%LTV) properties

  • Purchase, Refinance &Cash out Refinance
  • Up to 80% LTV 3, 5,10,20 & 30 yr Fixed
  • Fully amortized for 20 & 30 yrs (no balloons)
  • No DSCR requirement under 575,000
  • No seasoning required of funds
  • Most property types
  • Fast closings 30 days or less
  • Assumable with NECL's approval
  • Rate Start 8.125%
  • No Tax Returns Required
  • Fico AS LOW AS 550

 

      Program F – Full Doc
     $100,000-$2,500,000 up to 3,000,000 with Exceptions

      Class I ( 80%LTV),Class II( 75%LTV) Class III ( 65%LTV) properties

  • Purchase, Refinance &Cash out Refinance
  • Up to 80% LTV 3, 5,10,20 & 30 yr Fixed
  • Owner Occupied up to 90% LTV
  • Fully amortized for 20 & 30 yrs (no balloons)
  • No seasoning required of funds
  • Most property types
  • Fast closings 45 days or less
  • Assumable with NECL's approval
  • Rates start 6.99%
  • 2 Years of Business and Personal Tax Returns Required.

 

     SBA 504
     $200,000-$4,000,000

      Purchase, Refinance & Cash out Refinance

  • 90% Owner Occupied Purchases (SBA 504)
  • 65% Purchase (Non-SBA, up to 90% CLTV)
  • 65% Refinance / 65% Cash Out Refinance
  • 25 years fully amortized
  • 20 years fully amortized
  • 15 years fully amortized (Car Washes Only)
  • Fast closings
  • Declining pre-pay No-lock out
  • Rate locks available at no cost
  • 650+ credit score
  • 3 Years of Business and Personal Tax Returns Required

 

Non-Recourse Commercial Lending Program

Program Highlights are as follows:

Property Type: Multifamily, Office, Retail, Industrial, Self- Storage & Hotel

LTV:Up to 75% (70% - Hotel)

Min DSCR:1.25x (1.50x- Hotel)

Terms:5-20 Years

Amortization:20-30 Years (IO may be available)

Recourse:Non-Recourse

Minimum Loan Amount: $5MM

Transaction Type:Acquisition or Refinance

(Non-Recourse Hotel Lending- Now Available)

 

Non-Recourse Multifamily/ MHC Lending Program

Program Highlights are as follows:

Property Type: Multifamily, Mobile Home Community

LTV:Up to 80%

Min DSCR:1.25x

Terms:5-30 Years

Amortization:20-30 Years (IO may be available)

Recourse:Non-Recourse

Minimum Loan Amount: $500K-3MM

Transaction Type:Acquisition or Refinance

 

Credit Tenant Lease Financing

Program Highlights are as follows:

Property Type: Office, Retail, Industrial, Healthcare

LTV:Up to 100%

Min DSCR:1.01x

Transaction Type:Construction, Acquisition or Refinance

Forward Rate Lock: Up to 12 months

Tenants: S&P or Moodys Investment Grade Tenants / NAIC I & II rated tenants 

 

 

DISCLAIMER: Atlantic Equity Partners LLC is not a United States SecuritiesDealer, Broker or US Investment Advisor. Furthermore are not a licensed Realtor or mortgage broker in any state. This electronic web page and or attached documents have not been verified or authenticated & are not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and or properties. Merely describing the details of an existing private placement program does not constitute an offer or solicitation of any kind and, if presented, is done soley for information. Upon reading of these documents, you as the recipient, acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communication and you agree to keep it private.